15 Passive Income Ideas for Moms to Make Extra Cash

passive income ideas for moms

Are you looking for passive income ideas for moms, that can be worked around the kids? Thankfully, there are many options out there to turn your few free moments into cash.

As a new mom, you’re probably rushed off your feet right! With the little rascal demanding most of your time.

And even if your kids are older. Phew! Your spare time is like gold dust.

Wherever you are on the Mommy spectrum, it is possible to start a side hustle and make passive income. The good thing about passive income is – once you do the work up front, you can make an income while you sleep or while you’re playing with the kids.

I have many friends who’ve set up side hustles around their jobs and have since been able to leave their 9-5. A passive income side hustle might start small but it can become a lucrative business.

So, if you’re a stay at home mom wanting extra cash for the bills, or a working mom looking to ditch the day job – this article will show you the way.


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The Best Passive Income Streams for Moms

Extra Income Ideas for Working Moms

As a working mom, you probably don’t have much free time at all! This means every moment you do have while not at your day job needs to count. After spending time with the kids, put aside 1 – 2 hours to work on a money-making side hustle. Check these extra income ideas for working moms:

Make Money Taking Surveys

After rushing home from work to be with the kids, it’s tough anything but flop on the sofa. But taking surveys is so simple and actually quite enjoyable. Who doesn’t like giving their opinion? And many big companies will pay for your thoughts.

Some surveys reward you with cash. Others give points and gift cards that can be redeemed. Never trust a site that asks for payment to join. The best paying survey sites to focus on include:

  • Swagbucks
  • i-Say
  • PopulusLive
  • Google Opinion Rewards
  • Curious Cat
  • Crowdology
  • Panelbase


Affiliate Marketing on Social Media

passive income ideas for moms

Affiliate marketing is promoting someone else’s product for a cut of the sale price. One benefit of this hustle is – you don’t have to create your own product or hold any stock.

Affiliate marketing really is one of the best passive income ideas for moms. You can start quickly and for free on your social media. Instagram, Pinterest, Facebook and Twitter are all great platforms for affiliate marketing.

Start building your followers by posting inspirational and educational content in one niche. Next, sign up to affiliate for a product you know is quality and solves a pain point. Start promoting the product in posts and to your email list.


Learn more about affiliate marketing here:


Sell Printables on Etsy

Digital printables are items delivered to a customer by download. Examples of printables are planners, calendars, resume templates, digital invites, party games, educational worksheets or colouring pages. To find ideas, scroll through Etsy and see what’s selling well.

You could create something similar, with your own unique spin. Alternatively, use the Etsy search bar to see what people key in and Etsy will suggest ideas. Once you have your idea, buy pre-made designs or use Canva to create your own.

Set up your Etsy store and upload your finished printable designs. Now you’ve done the hard work, the income you make becomes passive. Your printables can potentially sell over and over again for a long time.

Boost Your Income as a Mystery Shopper

passive income ideas for moms

Earning as a mystery shopper is perfect for working moms. Shopping is an activity you’re already doing frequently – why not make money from it!

Sites like Mystery Shoppers pay people to shop and review their experiences. Just sign up with your basic information and once accepted, you can scroll through available assignments.

Rent Out a Spare Room

Do you have an extra room in your home gathering dust? Why not smarten it up and list the room for rent on Airbnb?

As a busy, working mom this is an ideal side hustle needing minimal attention. Once you have your listing live, all you need to do is accept bookings and hand over the keys.

Create and Sell Online Courses

Instead of selling your time, sell your knowledge. Everyone has something to teach the world, so why not make money from it? Many online educational platforms making it easy for the average person to sell courses.

Skillshare, Udemy and Teachable are a few of the biggest ones. All you need is a laptop, microphone and screen editing software to make your own course. Write a script and record your tutorial in easy to consume chunks.

Upload to one or multiple e-learning platforms and enjoy passive income.


Learn more:


Sell Your Photos Online

sell photos online

Many stock photo websites buy photos from new and experienced photographers. If you love taking photos and have a large library, why not put them to work making passive income for you!

You’d need to sell a lot of photos to make a decent income. But if your photos get chosen for a book cover or commercial project, it’s possible to receive big payouts.

Recommended sites to sell photos online include Getty Images, Shutterstock, Stocksy, Alamy and iStock Photo. List your photos for sale with a keyword rich description to increase their viewability in search.

Sell Used Baby Clothes Online

Has your little one outgrown his baby clothes? Instead of cluttering up your cupboards, sell the ones still in great condition.

This is one of the best passive income ideas for moms who are working. You can boost your monthly budget without much effort and stress. Check out these 4 places to sell used baby clothes and toys:

Ideas for Stay at Home Moms to Make Money

As a stay at home mom, your life is dictated by the kids. But if you can find pockets of free time, this can be spent on lucrative side hustles. It doesn’t matter how much time you have, it really matters how effective you are in that time. One hour at lunchtime and 1 – 2 in the evening, could build a passive income stream that pays you for years to come. Check these ideas for stay at home moms to make money:

Start a Niche Blog

A niche blog is an excellent way to make money for stay at home moms. You can choose when to work and once you get traffic, you can monetize your site.

Blogs make money from advertisements, sponsored posts and by promoting affiliate products. You can set up a blog easily in a few hours. Hosting is as little as a few dollars monthly and a domain name is affordable on NameCheap.

A few resources that helped me start my blog include:

WordPress Affiliate Suite

Inside you get:

  • Complete A-Z Affiliate Training
  • Step by Step WordPress Training
  • Custom WordPress Theme loaded with content
  • Tutorials from a 6-figure niche blog owner

>> Check out WP Affiliate Suite here

The Ultimate SEO Training Course 2021

Inside you learn:

  • What is SEO
  • How to optimise your website to rank on page 1
  • SEO strategies used by a leading London agency
  • How to find the best keywords to target
  • How to build high quality backlinks

And much more…

>> Check out the Ultimate SEO Training here


Write and Sell eBooks

passive income ideas for moms

Writing and selling eBooks is a top passive income idea for moms. Once you put the work in up-front, you can enjoy eBook sales for a long time. You could even outsource the writing part pretty cheaply on Fiverr or Upwork.

But how do you find a profitable eBook idea? Think about what skills you have. Did you overcome a problem in the past that others struggle with?

This knowledge can be packaged into an eBook and sold through Amazon, your blog, on social media or a publishing platform.


Learn more:


Flip Products for Cash

Buy low and sell high. This is the simple product flipping blueprint.

The easiest products to flip for profit include bikes, books, furniture, yard equipment, power tools, video games and consoles, kitchen items and vintage electronics.

Have a scroll through Facebook Marketplace, Amazon, Etsy, LetGo, Craigslist and local yard sales to see what treasures you can find. It takes experience to build an eye up for the profitable products to re-sell.

But once you know what you’re doing, flipping can be profitable.

Make Money Selling Simple Crafts

sell crafts for cash

Are you a creative type? Then making and selling your own crafts could be the perfect side income as a stay at home mom.

It’s easy to set up an online store in a few minutes on Etsy or Shopify. These platforms make it simple and affordable to sell your own items.

Easy things to make that sell well include: printables, bath bombs, jewellery, handmade soap, candles, subscription gift boxes and art prints.


Learn more here:


Sell Print on Demand Merchandise

No longer do you need to rent a shop, order stock and worry if it doesn’t sell. Just upload your designs to a POD (Print on Demand) platform and they’ll print when an order comes in.

If you have a tiny bit of artistic ability, you’ll excel at this passive income hustle. Even if you don’t, just create simple text slogans on free apps like Canva, Photopea, GIMP, Krita or Inkscape.

Great POD platforms to use are;

  • Zazzle
  • Redbubble
  • Printful
  • Threadless
  • Amazon Merch

Decide on a niche like hiking, fitness or animals. Next, create and upload your designs. Select what apparel you want your designs to be on like t-shirts, mugs, bags, hoodies, stickers and more.

When an order comes in, the POD service will print your design, ship the product and deal with customer service! You just sit back and enjoy passive income.

Create a YouTube Channel

start a youtube channel

There are many passive income ideas for moms. Could starting a YouTube channel be right for you? Many creators have turned their channels into million-dollar businesses. It’s hard to believe but the highest YouTube earner in 2020 was a 9-year-old kid, Ryan, who reviews toys!

Video popularity is growing year on year. Anyone can start a channel and build an audience. Once you get the views, you can earn money with advertisements, brand sponsorships and by promoting products as an affiliate.

The good thing with YouTube is: a video you create in 2021, can still make you money in 2023. Your videos never disappear – they’ll continue to make you passive income forever.

Read Audiobooks for Money

Audiobooks are a popular way to consume information. This means audiobook narrators are in demand! If you have a clear, interesting voice, audiobook narration is a great side hustle idea.

Depending on where you find work, you can choose to get paid per audio hour, split the royalties 50/50 or a combination of both.

If you choose to receive royalties, this income stream becomes passive as you’ll receive money each time a book is sold. Find paid audiobook narration work on ACX, Brilliance Publishing and the Bunny Studio.


Read more:


Passive Income Ideas for Moms – FAQs

I hope the above passive income ideas for moms come in useful. There are many ways to make money from home, you need to try a few out to see what you enjoy and are good at.

Everyone has a different situation at home. If you’ve got five kids and a day job, I understand that fitting any of the above will be tough. But the good thing about passive income is – you do the work up front and can relax a little later when money comes in.

Here are a few frequently asked questions.

What is a good second job for a single mom?

There are many good second jobs for single moms. Which one you choose depends on your likes and skills. Some ideas include;

How do I make money fast as a single mom?

Maybe you need extra money for a holiday, a birthday gift or to cover an unexpected bill? Consider applying for a part time job that pays cash in hand. This could be: babysitting, house sitting, dog walking or helping a friend out. Other ideas would be to sell your old clothes or rent out unused gadgets on a platform like the Fat Llama.

I’m a working mom with little time but need extra money. What should I do?

Working full time and dealing with the kids is like having two jobs! You’ll need to squeeze in pockets of time in the evening to make extra money. The easiest side hustles to start include; affiliate marketing, taking surveys, matched betting, browsing the web and watching videos for cash.


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Get the latest money-making ideas right to your inbox. No spam just pure value!

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*Disclosure: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission.

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